About Us
Company Background · Core Team
Company Background"
Company Background
Foundation & Growth
Digitalflex is headquartered in Hangzhou, China, and is a fintech company focused on overseas mobile device installment business. With years of experience in domestic installment markets, we have expanded to Africa, South America and beyond, and are now a leading global cross-border installment service provider. After seed and angel rounds, we have completed Series A funding with a valuation of 20 million RMB.
Market Positioning
With “inclusive finance” at our core, we provide low-barrier, flexible smartphone installment solutions for emerging market consumers, including middle- and low-income groups and users with limited credit history.
Technology-Driven
Using big-data risk models and AI, we deliver efficient financial management and risk early warning; NPL and overdue rates have remained below industry average.
Core Team"
Core Team
Founder
Our CEO has 10 years of experience in mobile device installment and cross-border finance. Co-founders are experts from technology, finance, and operations, and together they built our core platform and risk control system.
Technology Team
Experts from domestic IT and finance with 10+ years of R&D experience. Our in-house “Mobile Device Remote Management System” and “Installment Finance & Risk Control System” have received multiple patents.
Localized Teams
We have local operations centers in target markets, led by regional city managers with 10+ years of finance experience, ensuring compliance and cultural fit.